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Tide Accounting vs Zoho Books: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or Zoho Books?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageZoho Books homepage
 

Tide Accounting vs Zoho Books Basics

Tide AccountingZoho Books
Software WebsiteTide Accounting WebsiteZoho Books Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and Self-employedBusinesses
HMRC Listed FeaturesNoneRecord keeping and simplified expenses
PlatformsWeb-based application, Android, iOSWeb application
Note data for this section comes from HMRC here and here

Tide Accounting vs Zoho Books Reviews

Wondering if Tide Accounting or Zoho Books has better user reviews. We compared them below.

Tide AccountingZoho Books
Trustpilot Rating4.34.4
Number of Trustpilot Reviews179844478
iPhone App Rating4.44.8
Number of iPhone Reviews7551
Android App Rating4.54.8
Number of Android Reviews1313800
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs Zoho Books Prices

Which is cheaper Tide Accounting or Zoho Books? Here are their prices compared.

Tide Accounting pricingZoho Books pricing

Free Plans & Trials

Tide AccountingZoho Books
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?No14 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingZoho Books
Cheapest Plan Cost Per Month£9.99£12.00
Mid-Tier Plan Cost Per Month£18.99£30.00
Top Plan Cost Per Month£49.99£199.00
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs Zoho Books Features

Tide Accounting featuresZoho Books features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Zoho Books Basic Features

  • Invite 3 users
  • Manage Invoices (Up to 5,000)
  • Recurring Expenses
  • Connect and fetch bank & credit card feeds via bank feeds provider
  • Predefined User Roles
  • Bulk Updates – Accounts
  • Transaction Locking
  • Custom Fields
  • Reporting Tags
  • Taxes
  • Payment Gateways
  • 10 Custom Reports
  • Journal Templates
  • Integrations – Uber, Zendesk
  • Support – Email, Voice, Chat

Zoho Books Software Integrations

  • Uber
  • Zendesk
  • Twilio
  • Stripe
  • Square
  • Zapier

Common Feature Comparison

Tide AccountingZoho Books
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoYes
ProjectsNoYes
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

Tide AccountingZoho Books
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • User Friendly
  • User Interface
  • Integration
  • Customer Service
  • Pricing
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Difficult to Customize
  • Learning Curve
  • Missing Features
  • Not User Friendly
  • Takes Time

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