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Tide Accounting vs untied: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or untied?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageuntied homepage
 

Tide Accounting vs untied Basics

Tide Accountinguntied
Software WebsiteTide Accounting Websiteuntied Website
HMRC MTD StatusNot IncludedApproved
Who Can Use It?Businesses and Self-employedAgents and businesses
HMRC Listed FeaturesNoneDigital record keeping, Updates to HMRC for self-employment, Updates to HMRC for UK property, Tax estimates from HMRC based on provided updates
PlatformsWeb-based application, Android, iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Tide Accounting vs untied Reviews

Wondering if Tide Accounting or untied has better user reviews. We compared them below.

Tide Accountinguntied
Trustpilot Rating4.34.4
Number of Trustpilot Reviews1798423
iPhone App Rating4.44.7
Number of iPhone Reviews780
Android App Rating4.54.5
Number of Android Reviews1367
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs untied Prices

Which is cheaper Tide Accounting or untied? Here are their prices compared.

Tide Accounting pricinguntied pricing

Free Plans & Trials

Tide Accountinguntied
Free Plan?YesNo
Free Trial?NoYes
Free Trial Length?No30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide Accountinguntied
Cheapest Plan Cost Per Month£9.99£4.17
Mid-Tier Plan Cost Per Month£18.99NA
Top Plan Cost Per Month£49.99£9.99
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs untied Features

Tide Accounting featuresuntied features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

untied Basic Features

  • Works in browser (desktop and mobile)
  • Manual transaction input
  • Manual journey logging
  • Single salaried employment (SA102)
  • Self-employment income < £85k (SA103s)
  • File and pay directly to HMRC

untied Software Integrations

Not Listed

Common Feature Comparison

Tide Accountinguntied
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesNo
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsNoNo

Tide Accountinguntied
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Free trial
  • Making Tax Digital (MTD) ready
  • File and pay directly to HMRC
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Low review score

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