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Tide Accounting vs PaTMa: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or PaTMa?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepagePaTMa homepage
 

Tide Accounting vs PaTMa Basics

Tide AccountingPaTMa
Software WebsiteTide Accounting WebsitePaTMa Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses and Self-employedLandlords, agents and property managers
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, iOSWeb-based application and iOS
Note data for this section comes from HMRC here and here

Tide Accounting vs PaTMa Reviews

Wondering if Tide Accounting or PaTMa has better user reviews. We compared them below.

Tide AccountingPaTMa
Trustpilot Rating4.3No Rating
Number of Trustpilot Reviews17984No Reviews
iPhone App Rating4.4No Rating
Number of iPhone Reviews7No Reviews
Android App Rating4.5No Rating
Number of Android Reviews13No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs PaTMa Prices

Which is cheaper Tide Accounting or PaTMa? Here are their prices compared.

Tide Accounting pricingPaTMa pricing

Free Plans & Trials

Tide AccountingPaTMa
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?No14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingPaTMa
Cheapest Plan Cost Per Month£9.99£0.00
Mid-Tier Plan Cost Per Month£18.99NA
Top Plan Cost Per Month£49.99£3.00
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs PaTMa Features

Tide Accounting featuresPaTMa features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

PaTMa Basic Features

  • Single unit
  • Rent and expense tracking
  • Inventory builder
  • Certificate reminders
  • Tax return figures
  • Compliance checklists
  • 14-day trial of Pro

PaTMa Software Integrations

  • Xero

Common Feature Comparison

Tide AccountingPaTMa
Payroll Software IntegrationYesNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsNoYes

Tide AccountingPaTMa
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Free plan
  • Accounting with Open Banking and MTD
  • Built-in compliance checks
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Lack of reviews

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