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Tide Accounting vs Earnr: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or Earnr?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageEarnr homepage
 

Tide Accounting vs Earnr Basics

Tide AccountingEarnr
Software WebsiteTide Accounting WebsiteEarnr Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsWeb-based application, Android, iOSAndroid, and iOS
Note data for this section comes from HMRC here and here

Tide Accounting vs Earnr Reviews

Wondering if Tide Accounting or Earnr has better user reviews. We compared them below.

Tide AccountingEarnr
Trustpilot Rating4.34.8
Number of Trustpilot Reviews17984122
iPhone App Rating4.44.8
Number of iPhone Reviews746
Android App Rating4.5No Rating
Number of Android Reviews13No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs Earnr Prices

Which is cheaper Tide Accounting or Earnr? Here are their prices compared.

Tide Accounting pricingEarnr pricing

Free Plans & Trials

Tide AccountingEarnr
Free Plan?YesNo
Free Trial?NoNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingEarnr
Cheapest Plan Cost Per Month£9.99£1.99
Mid-Tier Plan Cost Per Month£18.99NA
Top Plan Cost Per Month£49.99£119.99
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs Earnr Features

Tide Accounting featuresEarnr features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Common Feature Comparison

Tide AccountingEarnr
Payroll Software IntegrationYesNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

Tide AccountingEarnr
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Expensive

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