Federation of Small Businesses MTD vs Debitoor: Which Is Better Accounting Software?

We compare them based on real user reviews, prices and what features they both offer.

Federation of Small Businesses MTD vs Debitoor Basics

	Federation of Small Businesses MTD	Debitoor
Software Website	Federation of Small Businesses MTD Website	Debitoor Website
HMRC MTD Status	In Development	Not Included
Who Can Use It?	Businesses	Businesses
HMRC Listed Features	None	Record keeping, raise and issue invoices, track payments and manage expenses
Platforms	Web-based application, Android, and iOS	Cloud-based application: PC, Smartphone, Tablet, iPhone, Android

Note data for this section comes from HMRC here and here

Wondering if Federation of Small Businesses MTD or Debitoor has better user reviews. We compared them below.

	Federation of Small Businesses MTD	Debitoor
Trustpilot Rating	No Rating	1.9
Number of Trustpilot Reviews	No Reviews	12
iPhone App Rating	No Rating	4.7
Number of iPhone Reviews	No Reviews	10900
Android App Rating	No Rating	4.2
Number of Android Reviews	No Reviews	77100

Please note ratings we’re accurate at the time of writing but may have since changed

Which is cheaper Federation of Small Businesses MTD or Debitoor? Here are their prices compared.

	Federation of Small Businesses MTD	Debitoor
Free Plan?	Yes	Yes
Free Trial?	No	Yes
Free Trial Length?	No	No

Data taken from each company’s website at the time of writing but may have since changed.

	Federation of Small Businesses MTD	Debitoor
Cheapest Plan Cost Per Month	£8.40	£0.00
Mid-Tier Plan Cost Per Month	£16.80	£29.00
Top Plan Cost Per Month	£30.00	£49.00

Data taken from each company’s website at the time of writing but may have since changed.

Not Listed

	Federation of Small Businesses MTD	Debitoor
Payroll Software Integration	No	No
Track VAT	Yes	Yes
VAT Filing	Yes	Yes
Real-Time Financial Reports	No	Yes
Prepare Self Assessment	Yes	Yes
Income Tax Estimates	Yes	No
Manage Income & Expenses	Yes	No
Create Invoices	Yes	Yes
Forecast Cash Flow	No	Yes
Accept and Make Payments In Different Currencies	No	Yes
Employee Time Tracking	Yes	Yes
Projects	No	No
Bank Feed Integration	Yes	Yes
End of Year Filings	No	Yes
Capture Bills And Receipts	Yes	Yes
Bulk Reconcile Transactions	Yes	Yes
Track Inventory & Stock Levels	No	Yes

	Federation of Small Businesses MTD	Debitoor
Pros	Free plan MTD VAT compliant Create simple or multi-line estimates	Low cost, low commitment Minimalist hardware with a few details that stand out Low transaction fees and no hidden or monthly costs PCI DSS and EMV compliant
Cons	Lack of reviews	Software has limited features Narrow range of hardware options Does not accept high-risk customers Lacks live chat support