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Earnr vs Federation of Small Businesses MTD: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Earnr or Federation of Small Businesses MTD?

We compare them based on real user reviews, prices and what features they both offer.

Earnr homepageFederation of Small Businesses MTD homepage
 

Earnr vs Federation of Small Businesses MTD Basics

EarnrFederation of Small Businesses MTD
Software WebsiteEarnr WebsiteFederation of Small Businesses MTD Website
HMRC MTD StatusIn DevelopmentIn Development
Who Can Use It?Businesses and Self-employedBusinesses
HMRC Listed FeaturesNoneNone
PlatformsAndroid, and iOSWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Earnr vs Federation of Small Businesses MTD Reviews

Wondering if Earnr or Federation of Small Businesses MTD has better user reviews. We compared them below.

EarnrFederation of Small Businesses MTD
Trustpilot Rating4.8No Rating
Number of Trustpilot Reviews122No Reviews
iPhone App Rating4.8No Rating
Number of iPhone Reviews46No Reviews
Android App RatingNo RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Earnr vs Federation of Small Businesses MTD Prices

Which is cheaper Earnr or Federation of Small Businesses MTD? Here are their prices compared.

Earnr pricingFederation of Small Businesses MTD pricing

Free Plans & Trials

EarnrFederation of Small Businesses MTD
Free Plan?NoYes
Free Trial?NoNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

EarnrFederation of Small Businesses MTD
Cheapest Plan Cost Per Month£1.99£8.40
Mid-Tier Plan Cost Per MonthNA£16.80
Top Plan Cost Per Month£119.99£30.00
Data taken from each company’s website at the time of writing but may have since changed.

Earnr vs Federation of Small Businesses MTD Features

Earnr featuresFederation of Small Businesses MTD features

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Federation of Small Businesses MTD Basic Features

  • 1 Free User (Fixed)
  • 100MB (Fixed)
  • Embedded Video Tutorials
  • Email & Telephone Support
  • Access to FSB Support Centre

Federation of Small Businesses MTD Software Integrations

Not Listed

Common Feature Comparison

EarnrFederation of Small Businesses MTD
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesNoYes
Forecast Cash FlowNoNo
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingNoYes
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsNoYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

EarnrFederation of Small Businesses MTD
Pros
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
  • Free plan
  • MTD VAT compliant
  • Create simple or multi-line estimates
Cons
  • Expensive
  • Lack of reviews

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