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Coutingup vs PaTMa: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or PaTMa?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepagePaTMa homepage
 

Coutingup vs PaTMa Basics

CoutingupPaTMa
Software WebsiteCoutingup WebsitePaTMa Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedLandlords, agents and property managers
HMRC Listed FeaturesNoneNone
PlatformsAndroid, and iOSWeb-based application and iOS
Note data for this section comes from HMRC here and here

Coutingup vs PaTMa Reviews

Wondering if Coutingup or PaTMa has better user reviews. We compared them below.

CoutingupPaTMa
Trustpilot Rating4.4No Rating
Number of Trustpilot Reviews2317No Reviews
iPhone App Rating4.7No Rating
Number of iPhone Reviews2700No Reviews
Android App Rating4.5No Rating
Number of Android Reviews1280No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs PaTMa Prices

Which is cheaper Coutingup or PaTMa? Here are their prices compared.

Coutingup pricingPaTMa pricing

Free Plans & Trials

CoutingupPaTMa
Free Plan?NoYes
Free Trial?YesYes
Free Trial Length?3 months14 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupPaTMa
Cheapest Plan Cost Per Month£3.00£0.00
Mid-Tier Plan Cost Per Month£9.00NA
Top Plan Cost Per Month£18.00£3.00
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs PaTMa Features

Coutingup featuresPaTMa features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

PaTMa Basic Features

  • Single unit
  • Rent and expense tracking
  • Inventory builder
  • Certificate reminders
  • Tax return figures
  • Compliance checklists
  • 14-day trial of Pro

PaTMa Software Integrations

  • Xero

Common Feature Comparison

CoutingupPaTMa
Payroll Software IntegrationNoNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowNoNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesNo
Track Inventory & Stock LevelsNoYes

CoutingupPaTMa
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • Free plan
  • Accounting with Open Banking and MTD
  • Built-in compliance checks
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • Lack of reviews

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