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Coutingup vs Earnr: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coutingup or Earnr?

We compare them based on real user reviews, prices and what features they both offer.

Coutingup homepageEarnr homepage
 

Coutingup vs Earnr Basics

CoutingupEarnr
Software WebsiteCoutingup WebsiteEarnr Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses and Self-employed
HMRC Listed FeaturesNoneNone
PlatformsAndroid, and iOSAndroid, and iOS
Note data for this section comes from HMRC here and here

Coutingup vs Earnr Reviews

Wondering if Coutingup or Earnr has better user reviews. We compared them below.

CoutingupEarnr
Trustpilot Rating4.44.8
Number of Trustpilot Reviews2317122
iPhone App Rating4.74.8
Number of iPhone Reviews270046
Android App Rating4.5No Rating
Number of Android Reviews1280No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Coutingup vs Earnr Prices

Which is cheaper Coutingup or Earnr? Here are their prices compared.

Coutingup pricingEarnr pricing

Free Plans & Trials

CoutingupEarnr
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?3 monthsNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

CoutingupEarnr
Cheapest Plan Cost Per Month£3.00£1.99
Mid-Tier Plan Cost Per Month£9.00NA
Top Plan Cost Per Month£18.00£119.99
Data taken from each company’s website at the time of writing but may have since changed.

Coutingup vs Earnr Features

Coutingup featuresEarnr features

Coutingup Basic Features

  • Business account
  • Automated categorisation
  • Instant notifications
  • Receipt capture
  • Invoicing & billing
  • Profit & loss
  • Tax estimate
  • Share with your accountant
  • First class support

Coutingup Software Integrations

  • Stripe

Earnr Basic Features

  • Bookkeeping. Everything you need to automate the records you need to keep for HMRC.
  • Business insights. Stay on top of your monthly finances.
  • Tax help. Sort out your UTR and get a monthly tax estimate.
  • Learn. Become tax savvy with access to our short videos.
  • Customer support. Whenever you need.
  • Tax Return for £119.99

Earnr Software Integrations

  • Tomato Pay

Common Feature Comparison

CoutingupEarnr
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesNo
Forecast Cash FlowNoNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

CoutingupEarnr
Pros
  • First 3 months are completely free
  • Free company incorporation
  • 2-in-1 banking & accounting app
  • Multiple accounts for varying needs
  • No credit checks needed to open
  • Backed by ING Bank and Sage
  • Rated ‘excellent’ on Trustpilot
  • Pay cash in at any PayPoint or Post Office branches
  • Automate the records you need to keep for HMRC
  • Link up your bank account
  • Track your income and expenses
Cons
  • App-only with no desktop access
  • No overdrafts or credit facilities offered
  • One card is issued per account
  • Not protected by the FSCS
  • Free account no longer available
  • Customer support available only be email
  • Expensive

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