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Catalyst Finance Business Loans


Last Updated: 8 January 2025
Reviewed By: Ian Wright (Managing Director)

Disclaimer: Catalyst Finance is no longer operating, but we’ve retained the information below for historic record.

Catalyst Finance provide business Loans, VAT and cash flow loans, invoice finance, and asset secured loans. So far, the finance provider has reportedly lent £560,000,000 to British businesses. Based in Gloucestershire, Catalyst Finance is one of the founder members of The Association of Alternative Business Finance.

Sections

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  • Catalyst Finance Business Loans & Finance
    • Invoice Finance
    • Business Loans
    • Asset Secured Loans/Confirmed Order Finance/Rebate Loans
    • VAT Loans
    • Cash Flow Loans
    • Professional Loans
  • Catalyst Finance Reviews and Ratings
  • Pros
  • Cons

Catalyst Finance Business Loans & Finance

Invoice Finance

Businesses can release cash from their unpaid invoices quickly. This is available to PLC, Limited or LLP organisations that typically send invoices of £25,000 plus.

Your business will be able to access 80% of the value of the invoice. When your client pays, a fee is deducted by Catalyst and the remaining 20% is paid to your business.

Business Loans

Funding between £25,000 and £1 million is available with repayment terms of 3 to 12 months. This is a short-term lending solution with equal, pre-agreed monthly repayments. To be eligible, your business must be a Limited Company, LLP or PLC trading for at least 2 years.

Asset Secured Loans/Confirmed Order Finance/Rebate Loans

Your business can raise cash now if there is a confirmed inflow of funds due in the next 3 months. This can include unpaid invoices, confirmed orders, contracts, or a rebate. Catalyst will advance the cash to you with a pre-agreed fixed daily interest rate. Your business will repay when the planned funds are received.

VAT Loans

Loans of at least £25,000 are available to cover VAT payments with interest rates starting from 1.5% per month. Each loan is available for 3 months.

Cash Flow Loans

Loans of £25,000 to £100,000 are available to businesses in need of fast cash flow. Loans are available to businesses with 1+ year of trading and repaid over a maximum 12 month term. Interest rates are from 1.5% per month.

Professional Loans

Loans are available to pay for professional indemnity insurance premiums and practice certificates. Businesses with 1+ year of trading history are eligible, and will repay over a maximum 12 month term. Interest rates are from 1.5% per month.

Catalyst Finance Reviews and Ratings

There are no live online reviews for Catalyst Finance.

In 2019, Catalyst won Business Moneyfacts Best Service from an Alternative Funding Provider. In 2016, 2017, and 2018, Catalyst also won Business Moneyfacts Best Alternative Business Funding Provider.

Trustpilot – no reviews
Google Reviews – no reviews
Reviews.co.uk
 – no reviews
Smart Money People – no reviews

Pros

  • Range of products for different business functions and purposes.
  • Serial award winners for alternative finance.

Cons

  • No public reviews, so it’s difficult to rate how good their service really is.
  • Not suitable for businesses looking to raise under £25,000 or seek long-term arrangements.

Website: Catalyst Business Finance

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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