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LendingCrowd P2P Business Lending


Last Updated: 8 January 2025
Reviewed By: Ian Wright (Managing Director)

LendingCrowd is a peer-to-peer lending platform connecting investors with businesses that want to raise money. Since 2014, LendingCrowd has lent to over 930 businesses, totalling £85 million. Based in Edinburgh, the leadership team has experience across banking and financial services.

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  • LendingCrowd Loans & Finance
    • Business Loans
  • LendingCrowd Reviews and Ratings
  • Pros
  • Cons

LendingCrowd Loans & Finance

Business Loans

Businesses can borrow from £5,000 to £500,000 and repay over 6 months to 5 years. Interest rates start from 5.95%, and fees start at 4% of the amount borrowed and will be agreed upfront. Your application can be sent online and you’ll receive a decision from LendingCrowd within 24 hours.

Investors using the LendingCrowd platform will fund your project and receive a return on their original investment when you repay.

LendingCrowd Reviews and Ratings

Ratings are very mixed across the popular review sites and mainly written by investors. On Trustpilot, some are pleased with their returns, but many have had problems when borrowers default.

Google and Smart Money People reviews are more positive. Borrowers didn’t leave many comments though, so it’s difficult to know what they think of the service.

LendingCrowd was named Best P2P Business Lender at the Growth Finance Awards 2019.

In May 2019, LendingCrowd teamed up with the Scottish Investment Bank (SIB) and Dutch bank NIBC to pledge £18 million in SME funding across Scotland.

Trustpilot –  2.7/5 (based on 28 reviews)
Google Reviews – 3.7/5 (based on 6 reviews)
Reviews.co.uk
 – no reviews
Smart Money People – 4.89/5 (based on 9 reviews)

Pros

  • Short and long term finance are available.
  • Transparent fees agreed upfront.

Cons

  • Reviews are mixed. Many investors seem unhappy with their returns.

Website: LendingCrowd Business Finance

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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