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Fair Finance Business Loans


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Disclaimer: Fair Finance is currently not offering business loans, but we’ve retained the information below for historic record.

Fair Finance is a personal and business loans provider. Established in 2005, Fair Finance is a Certified Social Enterprise and part of the Responsible Finance scheme. Fair Finance makes borrowing easy and advertises all fees and repayments at the start of the agreement.

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  • Fair Finance Business Loans & Finance
    • Business Loans
  • Fair Finance Reviews and Ratings
  • Pros
  • Cons

Fair Finance Business Loans & Finance

Business Loans

Business loans are available from £10,000 to £30,000 and repaid over 6 to 36 months. Interest rates are based on your business’ financial situation and set between 1.2% to 4.2% a month. There’s also an arrangement fee of 5%. 

Fair Finance Reviews and Ratings

Online reviews are posted by both business and personal customers.

Trustpilot reviews are very positive – 75% rate Fair Finance ‘Excellent’. The majority think they received excellent service, clear terms, and quick decisions from the Fair Finance team. There are a few critics on Trustpilot and Smart Money People who have been rejected for finance. Apart from that, feedback is really positive.

Fair Finance has won a range of social awards, including the former Prime Minister’s Big Society Awards 2013 and a Credit Today Award in 2014.

Trustpilot –  4.3/5 (based on 129 reviews)
Google Reviews – no reviews
Reviews.co.uk
– 5/5 (based on 1 review)
Smart Money People – 3.2/5 (based on 5 reviews)

Pros

  • Designed to be fair and accessible for people and businesses usually overlooked by banks and loan companies.
  • Excellent Trustpilot reviews from happy customers.
  • Interest rates are affordable and clearly advertised.

Cons

  • Some critics say it can be hard to get approved.
  • Just one finance product available, so could lack flexibility for some businesses.

Website: Fair Finance Business Finance

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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