Intelligent Loans is an independent finance provider specialising in buy-to-let mortgages and secured and unsecured loans. This lender has been operating since 2010 and was bought by 1pm plc in March 2017, an SME finance group. Loans are available for individuals, landlords and businesses.
Intelligent Loans Business Finance
Secured business loans
Intelligent Loans provide secured loans between £10,000 and £250,000 on a short or long term basis. Loans are available to homeowners, property investors and landlords, businesses, pension trustees, charities, and trusts. Repayment terms are from 3 months to 5 years. To be eligible, your business must be actively trading and expanding and the directors must be homeowners.
Unsecured business loans
Unsecured finance is available to businesses with at least 2 years of trading history. £10,000 to £250,000 is available over 3-12 months or 1-5 years. Loans are flexible and structured around your business and what it wants to repay.
Specialist buy-to-let loans
Buy-to-let finance designed for properties that aren’t as straightforward. This can be used for residential or commercial property, or a mixture of both. Common property types include student flats, houses in multiple occupation (HMO), multi-unit properties, a freehold property split into separate flats, and shops with flats above. Loans are available to both individuals and limited companies.
Intelligent Loans Reviews and Ratings
The only online reviews are on Google. Most reviewers are happy with how quickly they received their funds and how well Intelligent Loans dealt with their application, no matter how complex.
Intelligent Loans partnered with UK Agricultural Finance in 2018 to provide finance for agricultural businesses from £100,000 to £10 million. The lender also set up a new department in 2018 specialising in high net worth individuals.
Trustpilot – no reviews
Google Reviews – 4.2/5 (based on 5 reviews)
Reviews.co.uk – no reviews
Smart Money People – no reviews
- Flexible loans for different circumstances.
- Secured and unsecured available
- Positive online reviews.
- Reviews are small in number. No presence on the big review sites.
Website: Intelligent Loans Business Finance